According to HousingWire’s latest forecast, the 30-year fixed mortgage rate is expected to range between 5.75% and 7.25% in 2025, reflecting a 1.5% spread. While significant, this aligns with historical trends:
- 2022: 4% spread
- 2023: 2% spread
- 2024: 1.4% spread
Other highlights:
- 10-Year Treasury Yield: Predicted to range between 3.4% – 4.5%.
- The mortgage-to-bond yield spread, currently 2.67%, may narrow to 2.25%.
Our Perspective
Predicting mortgage rates is challenging due to their dependence on volatile bond markets. While this forecast provides a solid baseline for planning, rates may not drop significantly enough to alleviate affordability challenges.
Contact Westside Los Angeles Luxury Real Estate Broker Abdo Pierre Faissal at Nourmand & Associates for more information:
📞 310-620-1038
📧 [email protected]